Key Features Across All Plans

Affinity by True Freedom’s plans are uniquely designed with inclusivity at their core, featuring NO medical underwriting, NO age limit, NO gender pricing, and the same rate for ages, which means whether someone is 18, 50, or 85, they pay the same rate. Available in 50 states with five plans for all budget options. These foundational elements ensure equitable access to our services regardless of their circumstances. Read more about how our commitment to accessible care supports members across the nation, embodying our dedication to a community-focused approach to health and well-being.

Lifetime Membership Plans

Introducing the Affinity by True Freedom Plans: Platinum, Gold, Silver, Bronze, and Base (Affinity Exclusive). Each of these plans is designed with the foresight to cater to varying levels of care and support, ensuring that you can select the option that best aligns with your future care needs and lifestyle preferences. Below is an overview of what each plan offers:

PLATINUM PLAN

10,000 LIFETIME MEMBERSHIP HOURS

CURRENT LIFETIME RETAIL VALUE BETWEEN *$250,000 to $400,000

The Platinum Plan is the pinnacle of personalized care within the Affinity by True Freedom options, offering 10,000 lifetime hours of home care. This plan best suits individuals seeking the highest level of support and care flexibility. It's especially ideal for those without other insurance options, providing a robust safety net for a wide range of care needs.

RETAIL PRICE:

$475.00 MONTHLY

$5,700.00 ANNUALLY

GOLD PLAN

6,000 LIFETIME MEMBERSHIP HOURS

CURRENT LIFETIME RETAIL VALUE BETWEEN *$150,000 to $240,000

The Gold Plan offers a significant level of care with 6,000 lifetime hours for individuals looking for a strong balance between comprehensive care and cost-efficiency. This plan is excellent for those needing reliable support without other insurance options or overage.

RETAIL PRICE:

$295.00 MONTHLY

$3,540.00 ANNUALLY

SILVER PLAN

3,000 LIFETIME MEMBERSHIP HOURS

CURRENT LIFETIME RETAIL VALUE BETWEEN *$75,000 to $120,000

The Silver Plan provides a solid foundation of care, offering 3,000 lifetime hours. It is ideal for individuals anticipating a moderate need for support or adding to an existing insurance policy, making it a suitable option for those planning for future care needs while seeking value and affordability.

RETAIL PRICE:

$175.00 MONTHLY

$2,100.00 ANNUALLY

BRONZE PLAN

1,500 LIFETIME MEMBERSHIP HOURS

CURRENT LIFETIME RETAIL VALUE BETWEEN *$37,500 to $60,000

With 1,500 lifetime hours of care, the Bronze Plan offers essential support services. This plan is ideal for primarily independent people who require minimal assistance but seek a safety net for unforeseen needs on a limited budget.

RETAIL PRICE:

$95.00 MONTHLY

$1,140.00 ANNUALLY

BASE PLAN

600 LIFETIME MEMBERSHIP HOURS

CURRENT LIFETIME RETAIL VALUE BETWEEN *$15,000 to $24,000

Exclusive to Affinity, the Base Plan is our entry-level offering with 600 lifetime hours of care. This plan provides basic coverage at the most affordable price point, ideal for those with minimal care needs or as a supplementary option to other insurance coverage

RETAIL PRICE:

$39.00 MONTHLY

$468.00 ANNUALLY

* The value of the “Lifetime Membership Hour” for each plan is determined from a current national retail average of $25 to $40 per hour (based on geographic location) for non-medical home care agencies in our network. All plan hours are divided into ten equal segments separated by 90-day reset periods that total the Lifetime Membership Hours of a chosen level contract. The hour in each segments can be utilized as quickly or slowly as desired. Multiple segments can be accessed in a single contract year within the parameters of the plan. Benefit care are limited to $150.00 a day.

 

Note: Members are not permitted to upgrade their plans at any time. However, the option to downgrade is available, allowing members to adjust their coverage to better suit their changing needs or preferences.

Suitability Standard Survey

The Suitability Standard Survey is a crucial step in ensuring that Affinity by True Freedom aligns with the needs and capabilities of our prospective members. While we do not conduct medical underwriting, and our program is not an insurance plan but a service contract, it’s essential that our prospective members are self-sufficient during enrollment. The Suitability Standard Survey is to verify that our program is the right fit for individuals who, at the time of enrollment, are living independently and are capable of self-care without any assistance from anyone. At the time of enrollment, prospective members must meet the following suitability standards:

Independent Living

Are you able to live independently at the time of enrollment, without needing any assistance, with getting groceries, cooking, bathing, and getting to and from places?

Self-Care Capability

Can you perform daily activities such as bathing, dressing, and transferring without assistance from anyone, including family members?

Understanding of Our Services

Are you aware that the True Freedom Homecare Plans are not insurance but service contracts designed to complement your independent lifestyle?

If you answer “NO” to any of these questions, we regret to inform you that you may not qualify for enrollment. Our goal is to provide a solution for individuals living independently, planning ahead for their future home care needs.

Why This Survey Matters:

  • Independent Living: Our program is tailored for individuals who are currently capable of managing their daily routines independently without assistance. This criterion ensures that our resources are allocated to those who will benefit from our services in enhancing their quality of life while maintaining their independence.
  • Self-Care Capability: The ability to perform daily self-care tasks is a fundamental aspect of living independently. Our program is structured to support those who, despite potentially facing future healthcare needs, do not currently require assistance with personal care. This distinction ensures that our members receive the support they need when they need it, without duplicating services they can currently manage on their own.
  • Understanding of Our Services: Acknowledging that Affinity by True Freedom offers service contracts, not insurance, is vital. This recognition ensures that members have a clear understanding of the nature of our services and how they complement an independent lifestyle. Our program is designed to offer peace of mind and support planning for future care needs, not to provide immediate home care or replace existing insurance coverage.

Our aim is to serve those who are in a position to maximize the benefits of our program — individuals who are planning for their future care needs while currently living an independent lifestyle.

By answering “YES” to the questions in our Suitability Standard Survey, you confirm that you’re at a stage where Affinity’s model of care aligns with your current lifestyle and future planning. This ensures a beneficial partnership between us and our members, focusing on enhancing the quality of life for those who are looking ahead and preparing for their care needs with independence in mind.

This survey isn’t just a formality; it’s a foundational step in building a community of members who are best positioned to benefit from what Affinity by True Freedom has to offer, ensuring that our resources are dedicated to those who can use them most effectively.